Trust that you can review.

Velvet.red builds verification infrastructure for independent professionals. For banks, platforms and partners this means: no category judgement needed, but a checkable file per professional.

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What you get with us

Verified, demonstrable.

Every professional on the platform goes through the Velvet Standard™: five layers, from identity to continuous re-checking. The status is binary: in verification, or verified.

Compliance as a product.

Verification, administration and compliance requirements become functionality with us: demonstrable for the professional, checkable for her counterparty.

Honest about what we are.

We promise no outcomes and count no one who is not a customer. What you see with us is accurate; that is the product.

The problem we solve

Tens of millions of independent professionals in Europe work without the infrastructure that supports their enterprise. Banks serve consumers or large companies. Platforms serve transactions, not entrepreneurs. Those furthest from the centre receive the least infrastructure, regardless of whether the profession is legal.

Trust is missing where the risk is unknown

Infrastructure withdraws where perceived risk rises, not where legality ends. That risk is high where verification is missing, and verification is missing because no one has built it for this market.

Reputation is locked in someone else's system

The independent professional proves her reliability again and again, at every bank, every platform, every client, because her reputation is never her own anywhere. We make that reputation portable and verifiable.

Trust is a factor of production

Where trust is present, the cost of working together falls; where it is absent, the market closes. Demonstrable trust, verified and tested repeatedly, is scarce. We make it demonstrable rather than assumed.

Who we work for

Banks and payment service providers

Categorical de-risking arises because individual risk cannot be assessed. We make it assessable: identity, business and compliance demonstrable per professional and continuously up to date, so that you review a file instead of a category.

Platforms and marketplaces

Statutory verification obligations and reputational risk make unknown providers a burden. Our professionals carry a verified, portable status that connects to your platform via the API.

Agencies and intermediaries

Towards the municipality, bank and insurer, the burden of proof lies with you. If you work with professionals who hold a current five-layer file, that burden shifts and you are left with less of your own investigation.

Accountants, lawyers and insurers

Client acceptance is difficult in a sector without standards. A checkable standard gives you a starting point for acceptance instead of a categorical no.

Regulators and municipalities

A sector without registration infrastructure is hard to oversee. We organise demonstrability with a private standard and act as a conversation partner, not a data supplier.

Why now

Between 2024 and 2027, verification in Europe shifts from exception to norm. For most companies that is a cost. For us it is the product.

eIDAS 2.0

Each member state offers a European identity wallet by the end of 2026 at the latest. We are preparing to use it as a means of proof once it becomes available.

Digital Services Act

Platforms must identify and verify traders before admitting them. A verified professional connects directly to that requirement.

DAC7

Platforms verify and report their sellers to the tax authority. A demonstrable business record connects to that.

AML package

From July 2027, Europe harmonises customer due diligence. Verification becomes the baseline everywhere, not the exception.

Frequently asked questions

Is a verified professional a guarantee?

No. It is a demonstrable state, kept current across five layers. What you do with it remains your decision; we make that decision reviewable instead of categorical.

Can we as an organisation view files?

Only within an agreed framework, with the professional as owner of her status and data sharing according to the GDPR arrangements we set out per relationship.

For which sectors does this work?

For independent professionals broadly. We also serve professionals in sectors that are categorically excluded elsewhere; it is precisely there that a reviewable standard proves its value.

What does it cost?

We make pricing arrangements per relationship and pilot; we do not work with hidden revenue models on the data or transactions of professionals.